Things I have learned during all this
Feb. 13th, 2007 06:29 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
baronessekat1. Make sure you have a a health care proxy on life with your PCP or lawyer.
2. Make sure family/friends/etc know where the F your life insurance policy is. If you don't tell them, at least keep it in a fairly obvious place, such as strong box with your will and other important documents.
Number two is the current stress at the moment.
Terri and I went and had our meeting with the funeral director and have taken care of everything we can for now. The issue will be the roughly $7,000 that the funeral will cost. Normally you would have the life insurance take care of it. Mom swore up and down to me and Terri that she had life insurance. But we haven't been able to find the policy or any reference to one. We found the insurance policies on ourselves, and the references to the one our father had, but NOTHING for mom.
Unfortunately the funeral home will not wait for the estate to clear. If we can't find the insurance policy, we may have to go to our Aunt and Uncle and maybe paternal grandparents and ask for a loan to be paid back when the estate clears. Which can take up to 18 months according to the funeral director.
Let me tell you... this sucks.
We leave in roughly half and hour to head back to the hospital to take mom off the respirator. I signed the DNR paperwork earlier this afternoon. Yes, I know she may yet linger for days after. And the resident on duty did say that by agreeing to donate organs, it may take longer as well deending on how long it tkes transplant teams to get there and harvest.
Anyway, just needed to vent about the frustration with not finding the policy.
More updates later
2. Make sure family/friends/etc know where the F your life insurance policy is. If you don't tell them, at least keep it in a fairly obvious place, such as strong box with your will and other important documents.
Number two is the current stress at the moment.
Terri and I went and had our meeting with the funeral director and have taken care of everything we can for now. The issue will be the roughly $7,000 that the funeral will cost. Normally you would have the life insurance take care of it. Mom swore up and down to me and Terri that she had life insurance. But we haven't been able to find the policy or any reference to one. We found the insurance policies on ourselves, and the references to the one our father had, but NOTHING for mom.
Unfortunately the funeral home will not wait for the estate to clear. If we can't find the insurance policy, we may have to go to our Aunt and Uncle and maybe paternal grandparents and ask for a loan to be paid back when the estate clears. Which can take up to 18 months according to the funeral director.
Let me tell you... this sucks.
We leave in roughly half and hour to head back to the hospital to take mom off the respirator. I signed the DNR paperwork earlier this afternoon. Yes, I know she may yet linger for days after. And the resident on duty did say that by agreeing to donate organs, it may take longer as well deending on how long it tkes transplant teams to get there and harvest.
Anyway, just needed to vent about the frustration with not finding the policy.
More updates later
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(no subject)
Date: 2007-02-14 03:48 am (UTC)I'm so sorry you have to go through this - it has to be the most painful and stressfull thing evar.
**hugs**
(no subject)
Date: 2007-02-14 04:18 am (UTC)We have to call her former employer and see if they have any records. Then we may have to beg and borrow from family and pay back after the estate clears.
I'll also be calling her annuity tomorrow or Thursday to see if they can give me an estimated time before it would clear for inheritance/usage by beneficiaries.